Salary after tax, VAT, stamp duty, mortgage, pension and currency tools — all free, instant and 100% in your browser.
QuickCalc helps you work out the numbers that matter — take-home pay, tax, mortgage repayments, pension growth and currency maths. Every calculator runs privately in your browser; nothing is uploaded. Figures are estimates, not advice — always confirm with the official source.
Add VAT to a net figure, or strip VAT from a gross figure, at the standard (20%), reduced (5%) or zero rate.
🧾Estimate your take-home pay after income tax (PAYE) and employee National Insurance for the 2026/27 tax year.
🏠Estimate the Stamp Duty Land Tax (SDLT) on a residential purchase, with first-time-buyer relief and the buy-to-let / second-home surcharge.
📈Work out the tax due on dividends for 2026/27 after the £500 allowance, using the basic, higher and additional rates.
💹Estimate Capital Gains Tax on a disposal for 2026/27. Rates differ: property 18%/24%, shares & other assets 10%/20% (after the £3,000 annual exempt amount).
🎓Estimate how much you repay each year on your UK student loan for 2026/27, based on your plan and income above the threshold.
💰Estimate the tax on your savings interest for 2026/27 after the Personal Savings Allowance, based on your income-tax band.
🏦Estimate your employee Class 1 National Insurance for 2026/27 on annual earnings.
🏰Estimate Inheritance Tax on an estate for 2026/27 after the nil-rate bands and any residence nil-rate band.
🚗Estimate the 2026/27 Benefit-in-Kind (BIK) tax on a company car from its P11D value, CO2 emissions and your marginal rate.
📊Check your 2026/27 pension annual allowance — the standard £60,000, the taper for high earners, or the £10,000 MPAA after flexible access.
Estimate your monthly repayment and the total interest you'll pay on a repayment mortgage.
🌱Project your pension pot at retirement from today's savings, monthly contributions and a growth assumption.
📈See how a lump sum and regular contributions grow with compound interest over time.
Calculate your Child Benefit and the High Income Child Benefit Charge (HICBC) for 2026/27 if the higher earner's income is £60,000–£80,000.
🎂Work out your exact age in years, months and days from a date of birth.
％Find a percentage of a number, what percent X is of Y, or the percentage change between two values.
⏳Find out exactly how long until you reach your planned retirement age.
How a UK mortgage calculator works in 2026/27 — monthly payments on a £300k loan at 5.5%, how much you can borrow, repayment vs interest-only, and whether overpaying is worth it.
2026-08-17 Retirement & SavingsHow a UK pension calculator works in 2026/27 — the £60,000 annual allowance, salary sacrifice, the £241.30 state pension, and whether you're on track.
2026-08-17 Student & RepaymentsHow UK student loan repayments work in 2026/27 — the Plan 1, 2, 4, 5 and Postgraduate thresholds, your monthly repayment, and when the loan is written off.
2026-08-17 Salary & TaxHow much of your salary do you actually keep in 2026/27? We break down income tax, National Insurance, student loan and pension on a take-home pay basis, with worked examples from £25k to £125k.
2026-08-17 Savings & TaxHow savings interest is taxed in 2026/27: the personal savings allowance (£1,000/£500/£0), the £5,000 starting rate, ISA treatment, and the 2027 rate rise.
2026-08-17 Savings & TaxThe 2026/27 ISA allowance is £20,000. We cover Cash, Stocks and Shares, Lifetime (25% bonus) and Junior ISAs, plus the 2027 Cash ISA change.
2026-08-17