Plain-English UK tax and money guides, each with a live calculator.
How much of a £40,000 salary you keep after Income Tax and National Insurance in 2026/27 — about £32,320 a year or £2,693 a month, with student-loan and pension examples.
2026-08-11 VAT & BusinessHow much VAT you add at the UK standard 20% rate on common amounts, the add/remove formulas, and when 5% or 0% applies.
2026-08-11 PropertyHow much Stamp Duty Land Tax you pay on a £300,000 home in 2026/27 — £0 for first-time buyers, £5,000 for standard buyers, with band breakdown.
2026-08-11 Investing & TaxHow the UK dividend tax works in 2026/27: the £500 allowance and the 10.75% / 35.75% / 39.35% rates, with worked examples and an instant calculator.
2026-08-16 Investing & TaxHow Capital Gains Tax works in 2026/27: the £3,000 annual exempt amount and the 18% / 24% rates, with examples for shares and second homes.
2026-08-16 Family & BenefitsHow much Child Benefit you get in 2026/27 and how the High Income Child Benefit Charge claws it back between £60,000 and £80,000, with a calculator.
2026-08-16 PropertyHow a UK mortgage calculator works in 2026/27 — monthly payments on a £300k loan at 5.5%, how much you can borrow, repayment vs interest-only, and whether overpaying is worth it.
2026-08-17 Retirement & SavingsHow a UK pension calculator works in 2026/27 — the £60,000 annual allowance, salary sacrifice, the £241.30 state pension, and whether you're on track.
2026-08-17 Retirement & SavingsThe 2026/27 pension annual allowance explained: the £60,000 limit, what counts towards it, the tapered allowance from £260,000, carry forward, and the £10,000 money purchase allowance.
2026-09-12 Student & RepaymentsHow UK student loan repayments work in 2026/27 — the Plan 1, 2, 4, 5 and Postgraduate thresholds, your monthly repayment, and when the loan is written off.
2026-08-17 Salary & TaxHow much of your salary do you actually keep in 2026/27? We break down income tax, National Insurance, student loan and pension on a take-home pay basis, with worked examples from £25k to £125k.
2026-08-17 Savings & TaxHow savings interest is taxed in 2026/27: the personal savings allowance (£1,000/£500/£0), the £5,000 starting rate, ISA treatment, and the 2027 rate rise.
2026-08-17 Savings & TaxThe 2026/27 ISA allowance is £20,000. We cover Cash, Stocks and Shares, Lifetime (25% bonus) and Junior ISAs, plus the 2027 Cash ISA change.
2026-08-17 Savings & InflationWith UK inflation around 2.8% and savings rates near 4-5%, what's your real return after tax? We cover cash versus investing and the mortgage overpayment angle.
2026-08-17 Credit & DebtAverage UK credit card APR reached 35.8% in 2026, a record. We explain what it costs, why rates rose, 0% balance transfers, and why clearing the card beats saving.
2026-08-17 Tax & FilingSelf Assessment deadlines for 2025/26, who must file, payments on account and the late penalty ladder — plain English with worked examples and an income tax calculator.
2026-08-17 Salary & TaxHow National Insurance works in 2026/27: the £12,570 primary threshold, 8% and 2% employee rates, the 15% employer rate from a £5,000 threshold, and what the self-employed pay — with worked examples.
2026-08-19 PropertyHow Council Tax bands A–H work in England, Scotland and Wales in 2026/27, what a Band D home costs, the 25% single-person discount and second-home premiums — with a band calculator.
2026-08-19 Family & EstateHow Inheritance Tax works in 2026/27: the £325,000 nil-rate band, the £175,000 residence nil-rate band, the 40% rate and the £1m couple allowance, plus the 2026 relief changes.
2026-08-19 Family & BenefitsHow Universal Credit is calculated in 2026/27: the standard allowance, the 55% earnings taper, the work allowance, housing and childcare elements, and how a pay rise affects your award.
2026-08-19 Investing & TaxHow crypto is taxed in the UK in 2026/27: HMRC treats disposals as Capital Gains Tax, staking and mining as income, with the £3,000 allowance, same-day and 30-day rules.
2026-08-19 Salary & TaxHow Marriage Allowance works in 2026/27: transfer £1,260 of personal allowance to a basic-rate partner, save up to £252 a year, who qualifies, and how to claim or backdate four years.
2026-08-19 Salary & TaxHow Scottish income tax works in 2026/27: the six bands from 19% to 48%, how they compare with England's three bands, who pays Scottish rates, and why middle and higher earners pay more.
2026-08-20 Tax & FilingHow side hustle income is taxed in 2026/27: the £1,000 trading allowance, what counts as trading, platform reporting to HMRC, and how a side income affects your main salary and Self Assessment.
2026-08-20 Salary & TaxHow the £100,000 personal allowance taper creates a 60% effective tax rate in 2026/27, the other benefits that vanish at the same line, and how pension salary sacrifice can escape it.
2026-08-20 Family & BenefitsHow Tax-Free Childcare works in 2026/27: the government adds £2 for every £8, who qualifies, the £100,000 per-parent limit, and how it stacks with the 30 hours of free childcare.
2026-08-20 Investing & TaxHow a Lifetime ISA works in 2026/27: the 25% government bonus up to £1,000 a year, the £450,000 first-home cap, and why the 25% withdrawal penalty actually costs 6.25% of your own money.
2026-08-20